New York Essential Plan Health Insurance

New York Essential Plan: $0 Monthly Premium Health Insurance

The Essential Plan provides affordable health insurance for eligible New Yorkers through the NY State of Health Marketplace. Fidelis Care offers Essential Plan coverage with a $0 monthly premium and access to comprehensive health benefits.

• Available to eligible New Yorkers who do not qualify for Medicaid or Child Health Plus (CHP).
• $0 monthly premium.
• FREE preventive care, including routine doctor exams and screenings.
• Prescription drug coverage.
• Dental and vision coverage.
• Access to a network of doctors, specialists, hospitals, and other health care providers.

Who Is Eligible for the New York Essential Plan?

Essential Plan eligibility is based on factors including household income and other eligibility requirements. Fidelis Care can help you understand your coverage options and determine the next steps for enrolling through NY State of Health.

Not sure if you qualify? Fill out the form above and a Fidelis Care Representative will contact you. We can answer your questions and help you enroll in health insurance or renew your coverage by phone.

*Fidelis Care offers four different income-based "tiers" of the Essential Plan. Limits may apply for dental and vision. Visit our Essential Plan Resources page for additional plan information, comparison charts, formularies and more.