Understand Your Benefits

How Health Insurance Works

Health insurance helps you get the health care that you and your family need, from preventive care to emergency services, for a much lower cost than if you paid out of pocket.

Health insurance helps you:

  • Manage your health care costs. Using insurance is much cheaper in the long run than paying out of pocket, especially if you or a family member needs serious medical care.
  • Stay healthy. Health insurance helps you access preventive care that keeps you healthy and in touch with a doctor.
  • Prepare for the unexpected. If you or a family member has an emergency, or becomes seriously ill, health insurance helps give you peace of mind knowing your health care needs will be met.


Explore more information:

Plan Basics

Find out how your Fidelis Care plan works, from costs to covered services. 

Member Rewards

Learn about rewards that might be available to you as a Fidelis Care member.

Preventive Services

Learn about the preventive services we fully cover at no cost to you.