Understand Your Benefits

How Health Insurance Works

Health insurance helps you get the health care that you and your family need, from preventive care to emergency services, for a much lower cost than if you paid out of pocket.

Health insurance helps you:

  • Manage your health care costs. Using insurance is much cheaper in the long run than paying out of pocket, especially if you or a family member needs serious medical care.
  • Stay healthy. Health insurance helps you access preventive care that keeps you healthy and in touch with a doctor.
  • Prepare for the unexpected. If you or a family member has an emergency, or becomes seriously ill, health insurance helps give you peace of mind knowing your health care needs will be met.


Explore more information:

Plan Basics

Find out how your Fidelis Care plan works, from costs to covered services. 

Member Rewards

Learn about rewards that might be available to you as a Fidelis Care member.

Preventive Services

Learn about the preventive services we fully cover at no cost to you. 

Member Portal

Log in or register to make make payments, print ID cards, choose or change a PCP, and much more.