What is Covered by Medicare Part D Drug Programs?
All NYS plans are required to cover a wide array of prescription medications that Medicare beneficiaries use, including those in a number of "protected classes." For example, those used to treat HIV/AIDS and cancer.
Every plan has its own formulary, which is a list of the medications that are covered by the plan. Numerous plans categorize their formularies of medications into various "tiers" or levels. Each tier of drugs has a distinct price. For instance, you will often pay less for a medicine in a lower tier than one in a higher tier.